Am I Ready to Go Back to School?

 

So you're finally doing it — you've decided to go back to school to finish that degree, or even start one for the first time.

While a college degree can open many doors, it's a big step, and before you take it you have to be sure that you're ready.

Is this the right time? The first thing to consider when deciding whether to move forward with your education:

 

Consider Your Goals

You see, while a college degree is an important accomplishment, and one for which anyone can be justly proud, it's not always a goal in and of itself, but instead is a means to reach a goal.

For example, let's say that you'd like to start your own home-based business. To prepare yourself, you might study for a Bachelor's degree in Business Administration or Entrepreneurship. But that degree, however hard-won it may be, isn't your goal — starting the business and being your own boss is.

The reason that this is important to keep in mind is that many people search for a degree program based on how much money they think it make or whether it "sounds good". But when putting as much effort into something as a college degree takes, it's crucial to make sure that the field you'll be entering is one that you'll enjoy for years to come.

Think about your long-term goals. Ask yourself some questions:

 

Am I Ready Academically?

Once you have a goal in mind and are sure that your chosen degree program will help you reach it, it's time to determine whether you're ready for the academic rigor of a degree program.

There are a number of ways you can see whether college is right for you without jumping in head first:

 

No matter where you take your first class, be sure to let your admissions counselor or academic advisor know that you're interested in making sure that you're really ready academically to be in class. If your school has placement tests, be sure to take them.

Sometimes students are so excited to make progress that they try to get out of taking a remedial or introductory course, even if it's suggested to them. But if your school is urging you to shore up your foundations, it may be better in the long run to listen to them.

Finally, ask whether your school has any "student success" or "student retention" specialists. These are people specially trained to help people finish what they start.

Am I Ready Financially?

There's a saying that you have to spend money to make money. What does that mean? In order to reap the benefits of earning a college degree, you have to pay tuition and other expenses.

The good news is that (if you're a U.S. citizen or permanent resident looking to attend an American college or university) there are grants and loans available to make that a reality. Often financial aid officers can even extend loans so that secondary expenses like textbooks and the like are covered as well.

So the question of whether you're financially ready isn't whether you already have the cash on hand to pay for expenses. The question is whether you're aware of the responsibilities that you are incurring by taking out the loans you'll need.

Think about your money and finances. Ask yourself:

 

Many prospective students get so excited about the fact that they'll be able to attend college that they don't stop to think about the monthly student loan payments they'll have once they graduate. Remember that while grants do not need to be repaid, loans do, and nothing short of total permanent disability or death will cancel them — not even declaring bankruptcy!

What does that mean for you? It means that you should think about your college expenses as an investment, and like any investment should carefully consider the rate of return that you can expect. How much more will you make after you have a degree? Will it be enough for you?

Consider the likely salary increase you can expect once you graduate. Compare it with the loan payment you'll have to make each month. Which one is higher? You might be surprised, and it might change your mind about which college to attend or even what your career goals should be.
Finally, it should go without saying that you should never sign paperwork for your student loans without knowing exactly what you're getting into. Your financial aid officer should explain things as thoroughly as it takes for you to be at peace with the important decision that you are making.

What About My Family?

Going back to school isn't just a financial investment, it's also an investment of time. Attending an online program adds convenience, but there's still a lot of work involved, even as a part-time student.

It's possible that you can do your work in the late evening when your kids are asleep, or in the morning before they wake up.

Going back to school can also be a challenge for relationships. If you have a partner, it's a guarantee that going back to school will leave you less time for him or her. That can lead to strain, arguments, and sometimes very serious problems.

These can be exacerbated if your partner doesn't support your decision to return to school. If that's the case, listen to what he or she has to say, but remember that you are trying to make a difference for a better future. If your partner doesn't understand that or respect it, you may have some hard choices to make.

Once you start as a student, one of the best things you can do to head off problems with your kids or your partner is to set up a weekly schedule — and stick to it!

When everyone knows what is supposed to happen and when, there's less room for resentment to build about how busy you've become. In fact, it's not too much to say that being well organized is one of the keys to success as a student.

Being well organized is certainly key. But if there's one thing that is even more important to your success, it's to stay determined. No matter how well you've ensured that you are academically ready, that your finances are under control, and that you've set up a workable schedule, sometimes things will go awry.

Determination can help you get you through challenges like:

 

Having a relative or friend you can talk to when things are tough can really make a difference as well. And if all else fails, come talk to fellow students on the eLearners.com forums. Some folks there have surely faced something similar and can let you know that you're not alone.

 

These are a lot of questions, but if you can answer them, you're ready to take the next step!